It is hard to dispute the wonderful benefits that online shopping can offer just about anyone. The best way to get the most value for your buck while shopping via the Internet is to do a bit of research in advance. By studying the information that follows, you will have the tools to be a champion shopper.
Before buying from a new online retailer, do some research on them. Check online reviews from other customers to see how it handles items like customer service, shipping, and its overall buying experience. You can also check the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it’s posted to ask questions about its business before you buy anything.
If you are going to be doing some shopping online, make sure you understand the liability for each credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not want to get stuck with purchases made on your card if the number is stolen.
Find out the online store’s return policy. If you are considering making a purchase on an item that you may want to return, be sure you find out if returning the item is an option. Sometimes when you shop online, items can not be returned and you do not want to be stuck with an unwanted item.
The best and safest payment method to use when shopping online is a credit card. Should the unfortunate happen and someone gets a hold of your personal information, you are protected by The Fair Credit Billing Act. This means you can fight any unauthorized charges on your card and without payment when an investigation is taking place.
If an online vendor asks for your social security number, do not make any purchases for them. While your credit card information is needed, there is no need for a company to ask for your credit card information if you are shopping from them. In fact, you should report any business that asks for this information to the Better Business Bureau.
Watch out for online retailer discounts that have short expiration dates. Too many online shoppers fall for the urgency of a good discount without really thinking it through. If the discount is for items that you need, it may be a good idea to use it. However, if the discount only applies to things that you wouldn’t buy otherwise, it’s not a good deal. Keep in mind that you could also find a better deal elsewhere, so think about it and do your research before you buy.
Amazon.com is a great place to get deals, but the real steals are often found in the used products available. When you buy refurbished, you often get an item which is even better than new as it has been rigorously tested. Other used products can be priced at super low rates.
Trust your instincts when it comes to deals that seem too good to be true online. Shopping over the Internet is much different than your local brick-and-mortar store in that you can’t just go in and speak to the manager. Once you’ve submitted your credit card or bank information, you can’t take it back, so read all the fine print before buying.
Whenever possible, shop from your home computer rather than your smartphone. It is easier to get redirected to a scam site on your mobile phone, in part because URL addresses are not as lengthy. In addition, if you shop while you are out and about, you are using a public Wi-Fi connection. This makes it easier for hackers to get access to your credit card information, so you should avoid it if at all possible.
Always go over your bank statement a day or so after buying something online. Ensure that the amount you were charged is what you thought you’d spent. Additional charges should be noticed, and you need to contact the store immediately. You can also get in touch with your financial institution and start the process of canceling the order if you need to.
Use search sites geared towards shopping. It is easy to “Google” a product, but a nightmare to sort through all the results. When you use shopping specific engines like Shopstyle, you can search based off criteria centered around shopping. You can do searches focused on brands, styles and specific sizes, thus narrowing your results and saving time.
You should always do your online shopping with a single credit card. The reason is because a single account is more difficult for a hacker to break into rather than multiple accounts. In addition, if your account is broken into, it is much easier for you to deal with only one credit card company rather than multiple ones.
Try signing up to get special offers. It is free to join mailing lists. These lists typically alert you to exclusive discounts, promotions, and sales. Obviously, this is a great way to increase your savings while shopping online.
If you regularly shop at an online retailer, be sure to sign up for their email list. You’ll get a heads up on sales, and you may get exclusive offers and deals. You may even be informed of when the store is adding new items. It’s an excellent way to get the best possible deals.
Online shopping is a wonderful thing in that it really does put the world at your fingertips. It is important, though, to know a few tricks and tips before hitting the keyboard and spending some money. By keeping the above information close at hand, you can take full advantage of everything the online marketplace has to offer.
